Fee Details
1. Advance Amount/ Utah Fee Details:
Installment loans: Simple interest will accrue on the outstanding balance of the loan at the approximate rate of 480% per annum beginning on the date of this loan until paid in full. Simple interest will be assessed by application of a 365-day daily interest factor to the outstanding principle balance over the actual number of days elapsed in a calendar year (365 days or 366 days in a leap year). In the event that the borrower defaults on the loan or any extension or repayment plan, interest will accrue only to the extent permitted by Utah law.
For questions or complaints regarding payday loans, you may call:
- For complaints, please contact us at 1-888-213-5744
- The Utah State Department of Financial institutions (801) 538-8830
- Residents of other states may contact the regulatory agencies of the states in which they reside.
A list of states where Cashin30minutes.com is registered or authorized to offer deferred deposit loans through the Internet or other electronic means is : Nevada, Mississippi, Delaware and Louisiana. In UTAH Cashin30minutes.com is registered to offer Installment Loans.
You can rescind the deferred deposit advance without incurring any charges by returning the deferred deposit advance amount to Cashin30minutes.com on or before 5 p.m. the next business day following the advance transaction.
The following is a list of maximum fees allowable for services that may be offered at the check cashing business.
Government checks: 3% of the face amount of the check or five dollars ($5.00), whichever is greater
Personal checks: 10% of the face amount of the check or five dollars ($5.00), whichever is greater
All other checks or money orders: 5% of the face amount of the check or five dollars ($5.00), whichever is greater
Delayed Deposit check: 18% of the face amount of the check
The following is an example of the maximum fee allowed on a $100.00 delayed deposit transaction:
| Number of Days | Annual Percentage Rate | Total Dollar Amount |
| 7 | 1144.53% | $121.95 |
| 14 | 572.26% | $121.95 |
| 30 | 267.05% | $121.95 |
Mississippi law prohibits this Check Casher from accepting a fee to renew or extend any delayed deposit check.
Therefore, a delayed deposit check must be deposited or the check face value paid in full before another check may be cashed.
This Check Casher is licensed and regulated by the Mississippi Department of Banking and Consumer finance. If you have any unresolved problems with a transaction at this location, you are entitled to assistance. Please call or write: Mississippi Department of Banking and Consumer Finance, P.O. Drawer 23729,Jackson, MS 39225-3729;Phone 1-800-844-2499.
For your convenience, Department of Financial Institutions phone numbers are listed below:
Utah (801) 538-8830 | Delaware (302) 739-4235 | Nevada (775) 684-1830 | Louisiana (225) 925-4660 | Mississippi (601) 359-1031

