Having children is a huge responsibility. Not only are you responsible for making sure this little person is safe, but you are responsible for providing the bare essentials and a little more. Unfortunately, the bare necessities are expensive. Most people aren't...
John Archives
5 Healthy Budget Friendly Meals
After a long, hard day of working on the job, the last thing on your mind is cooking—let alone eating healthy. The most common option dinner selection is whatever is fast and easy to eat. So, up the drive-through you go—right? That normally means—more calories, more...
How to: Travel on a Budget
The clock rings, and it’s time to get up. So—you wipe your eyes, stretch, and head over to the bathroom to take a shower. You get dressed and eat breakfast. Now it’s time to trek down the road to work, where you spend eight hours crunching numbers or producing...
How to Reduce Household Expenses
It really seems like we are in a never-ending vortex of “everything is expensive and I’m forced to buy it anyway” kind of world. I mean—who remembers when gas was nowhere near $4 a gallon? Everything was so much cheaper than it is now. With rent and mortgages...
Buy a New Car or Fix the One I Have?
Purchasing a new car or repairing the car you have is a dilemma everyone faces at some point in their lives. There are pros and cons with every situation. Older car Pros: No car...
7 Steps to Financial Independence
When we celebrate Independence Day we are remembering the historic day our country declared freedom from Great Britain’s rule. Your independence does not have to stop with one celebration. Just because the holiday has passed doesn’t mean you can’t become financially...
Don’t Retire Poor
It can be kind of difficult thinking about retirement when you’re busy working hard. It is much better to contribute to your retirement fund and end up financially comfortable than to retire poor. Here are some ways to ensure your finances will be set and you can...
FREE Fun Activities to do with Dad on Father’s Day
“It’s not how much we give but how much love we put into giving.” – Mother Teresa Let’s face it—times are tough and money is tight. When thinking about Father’s Day gifts everyone wants to give their dad a gift that shows him just how much he is appreciated. However,...
How to Improve your Credit Score
How does it work? It is important to understand how your credit history works before you try to improve it. While it doesn't take a lot to get back on track, you have to know where to start. Your credit history is a record of how you have paid back loans, debt levels...
8 steps to Lower Your Electric Bill
If you've ever wondered how to cut down your electricity bill, here’s how in 8 painless steps. You’ll be on your way toward saving money and the environment in no time. Wash clothes in cold water. Almost 90 percent of energy consumed by washing machines is used when...