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Don’t Retire Poor

It can be kind of difficult thinking about retirement when you’re busy working hard. It is much better to contribute to your retirement fund and end up financially comfortable than to retire poor. Here are some ways to ensure your finances will be set and you can...

How to Improve your Credit Score

How does it work? It is important to understand how your credit history works before you try to improve it. While it doesn't take a lot to get back on track, you have to know where to start. Your credit history is a record of how you have paid back loans, debt levels...

8 steps to Lower Your Electric Bill

If you've ever wondered how to cut down your electricity bill, here’s how in 8 painless steps. You’ll be on your way toward saving money and the environment in no time. Wash clothes in cold water. Almost 90 percent of energy consumed by washing machines is used when...

How to Budget your Money: 50/20/30 Rule

  Essential Expenses—are what you need to maintain the fundamentals of your life. No more than 50 percent of your take-home pay should go toward your essential expenses. These expenses fall under the categories below: housing transportation utilities groceries...

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