Available in Louisiana
Payday Loans
Payday Loans up to $325
LCL (Large Consumer Loans) up to $500
Fast Approval*
Funds as Fast as Same Day**
Louisiana Consumer Loans
Large Consumer Loans
We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay.
To secure this loan, you’ll need:
- Medical care or expenses
- Car repairs
- Critical household maintenance
- Educational needs
| Max amount: | $500.00 |
|---|---|
| Term: | 31 days |
| Fees: | $95.00 Total = $595.00 |
| Minute Money: | $9.95 In-store $4.95 Online |
Product Fee Schedule – Large Consumer Loans
| Financed Amount | $400.00 | $450.00 | $500.00 |
|---|---|---|---|
| Finance Charge | $25.00 | $25.00 | $25.00 |
| Doc Fee | $20.00 | $20.00 | $20.00 |
| Origination Fee | $30.00 | $40.00 | $50.00 |
| Total Fee | $75.00 | $85.00 | $95.00 |
| Annual Percentage Rate | 220.77% | 222.40% | 223.71% |
| Total Amount Due | $475.00 | $535.00 | $595.00 |
Payday Loans
Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.
- Medical care or expenses
- Car repairs
- Critical household maintenance
- Educational needs
| Max amount: | $325.00 |
|---|---|
| Term: | up to 30 days |
| Required: |
|
| Fees: | $100.00 Total = $600.00, 2 Checks. Largest check $325.00 loan is $380.00 |
| Minute Money: | FREE (a $9.95 value) Provide your debit/check card info to get IMMEDIATE access to your funds. No wait! |
Product Fee Schedule – Payday Loans(14 Days)
| Financed Amount | $100.00 | $150.00 | $200.00 | $225.00 | $250.00 | $300.00 | $325.00 |
|---|---|---|---|---|---|---|---|
| Finance Charge | $20.00 | $30.00 | $40.00 | $45.00 | $45.00 | $45.00 | $45.00 |
| Doc Fee | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 |
| Total Fee | $30.00 | $40.00 | $50.00 | $55.00 | $55.00 | $55.00 | $55.00 |
| Annual Percentage Rate | 782.14% | 695.24% | 651.79% | 637.30% | 573.57% | 477.98% | 441.20% |
| Total Amount Due | $130.00 | $190.00 | $250.00 | $280.00 | $305.00 | $355.00 | $380.00 |
ATTENTION: A Short Term Loan Payday Loan is a financial solution that provides an alternative to returned checks or paying late fees. Short Term Payday loans are used to cover short‐term financial situations ‐ they are not a long‐term financial solution. If a consumer is unable to repay their deferred presentment transaction when due, the consumer may enter into one extended payment plan for their deferred presentment transaction annually if he/she notifies the licensee as required by Paragraph (B)(1) of the Louisiana Revised Statues of Chapter 2 for the Louisiana Consumer Credit Law before the payment is due of his/her inability to make payment. You may contact the Office Of Financial Institution at 1‐888‐525‐9414.
*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.