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Louisiana Personal Loans

Available in Louisiana

Payday Loans

Payday Loans up to $325
LCL (Large Consumer Loans) up to $500
Fast Approval*
Funds as Fast as Same Day**


Louisiana Consumer Loans

Large Consumer Loans

We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay.

To secure this loan, you’ll need:

  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $500.00
Term: 31 days
Fees: $95.00 Total = $595.00
Minute Money: $9.95 In-store
$4.95 Online

Product Fee Schedule – Large Consumer Loans

Financed Amount $400.00 $450.00 $500.00
Finance Charge $25.00 $25.00 $25.00
Doc Fee $20.00 $20.00 $20.00
Origination Fee $30.00 $40.00 $50.00
Total Fee $75.00 $85.00 $95.00
Annual Percentage Rate 220.77% 222.40% 223.71%
Total Amount Due $475.00 $535.00 $595.00

Payday Loans

Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.

  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs

Max amount: $325.00
Term: up to 30 days
Required:
  • $500/month Income
  • Bank Statement
  • Pay Stub
  • State Issued ID
Fees: $100.00 Total = $600.00, 2 Checks.
Largest check $325.00 loan is $380.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Product Fee Schedule – Payday Loans(14 Days)

Financed Amount $100.00 $150.00 $200.00 $225.00 $250.00 $300.00 $325.00
Finance Charge $20.00 $30.00 $40.00 $45.00 $45.00 $45.00 $45.00
Doc Fee $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00
Total Fee $30.00 $40.00 $50.00 $55.00 $55.00 $55.00 $55.00
Annual Percentage Rate 782.14% 695.24% 651.79% 637.30% 573.57% 477.98% 441.20%
Total Amount Due $130.00 $190.00 $250.00 $280.00 $305.00 $355.00 $380.00

ATTENTION: A Short Term Loan Payday Loan is a financial solution that provides an alternative to returned checks or paying late fees. Short Term Payday loans are used to cover short‐term financial situations ‐ they are not a long‐term financial solution. If a consumer is unable to repay their deferred presentment transaction when due, the consumer may enter into one extended payment plan for their deferred presentment transaction annually if he/she notifies the licensee as required by Paragraph (B)(1) of the Louisiana Revised Statues of Chapter 2 for the Louisiana Consumer Credit Law before the payment is due of his/her inability to make payment. You may contact the Office Of Financial Institution at 1‐888‐525‐9414.

*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.