Louisiana Personal Loans

Available in Louisiana

Easy Money EMG works harder to Say YES! To get you the funds you need.

Payday Loans:

Payday Loans up to $325
LCL (Large Consumer Loans) up to $500
Fast Approval*
Funds as Fast as Same Day**

Louisiana Consumer Loans

Large Consumer Loans

We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay.

LCLs are often used to help with:
  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $500.00
Term: up to 31 days
Fees: $95.00 Total = $595.00
Minute Money: $9.95 In-store
$4.95 Online

Product Fee Schedule – Large Consumer Loans

Financed Amount $400.00 $450.00 $500.00
Finance Charge $25.00 $25.00 $25.00
Doc Fee $20.00 $20.00 $20.00
Origination Fee $30.00 $40.00 $50.00
Total Fee $75.00 $85.00 $95.00
Annual Percentage Rate 220.77% 222.40% 223.71%
Total Amount Due $475.00 $535.00 $595.00

*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged.

*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.

*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.

*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Payday Loans

Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.

Payday Loans are often used to help with:
  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $325.00
Term: up to 30 days
Required:
  • $500/month Income
  • Bank Statement
  • Pay Stub
  • State Issued ID
Fees: $100.00 Total = $600.00, 2 Checks.
Largest check $325.00 loan is $380.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Product Fee Schedule – Payday Loans(14 Days)

Financed Amount $100.00 $150.00 $200.00 $225.00 $250.00 $300.00 $325.00
Finance Charge $20.00 $30.00 $40.00 $45.00 $45.00 $45.00 $45.00
Doc Fee $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00
Total Fee $30.00 $40.00 $50.00 $55.00 $55.00 $55.00 $55.00
Annual Percentage Rate 782.14% 695.24% 651.79% 637.30% 573.57% 477.98% 441.20%
Total Amount Due $130.00 $190.00 $250.00 $280.00 $305.00 $355.00 $380.00
ATTENTION: A Short Term Loan Payday Loan is a financial solution that provides an alternative to returned checks or paying late fees. Short Term Payday loans are used to cover short‐term financial situations ‐ they are not a long‐term financial solution. If a consumer is unable to repay their deferred presentment transaction when due, the consumer may enter into one extended payment plan for their deferred presentment transaction annually if he/she notifies the licensee as required by Paragraph (B)(1) of the Louisiana Revised Statues of Chapter 2 for the Louisiana Consumer Credit Law before the payment is due of his/her inability to make payment. You may contact the Office Of Financial Institution at 1‐888‐525‐9414.

*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged.

*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.

*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.

*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.