“It’s not how much we give but how much love we put into giving.” – Mother Teresa Let’s face it—times are tough and money is tight. When thinking about Father’s Day gifts everyone wants to give their dad a gift that shows him just how much he is appreciated. However,...
Financial Services Archives
How to Improve your Credit Score
How does it work? It is important to understand how your credit history works before you try to improve it. While it doesn't take a lot to get back on track, you have to know where to start. Your credit history is a record of how you have paid back loans, debt levels...
8 steps to Lower Your Electric Bill
If you've ever wondered how to cut down your electricity bill, here’s how in 8 painless steps. You’ll be on your way toward saving money and the environment in no time. Wash clothes in cold water. Almost 90 percent of energy consumed by washing machines is used when...
How to Budget your Money: 50/20/30 Rule
Essential Expenses—are what you need to maintain the fundamentals of your life. No more than 50 percent of your take-home pay should go toward your essential expenses. These expenses fall under the categories below: housing transportation utilities groceries...
What is a Credit Score and Why is it Important?
What is a Credit Score? Your credit score is a three digit number obtained from detailed information about your credit history. It is an important number. Your credit score plays an important part in your financial future. Why is It Important? When applying for...
Tips for Encouraging Your Children’s Financial Success
It's no secret that today's economy presents challenges to even the most financially responsible families. As a parent, you want to provide for your children while also setting a good example for their future success. One of the best ways to encourage your kids to...
How Pineapple Can Reduce Healthcare Costs
A pineapple a day keeps the doctor away…and much more! Pineapples are not only delicious but they may be one of the most healthful foods available today. Below are some intriguing and little known facts about this tropical fruit. Pineapple is valuable for easing...
How a Debt Default Could Affect YOU!
With only days left until the U.S. default deadline, a mix of angst and anger are setting in at home and abroad. While the world watches, Americans such as you, our readers, most want to know what to do to prepare and how this will all affect our lives in the short...
3 Ways to Save Big Bucks
Now that school bells are starting to ring again, parents are scrambling to find ways to save money on supplies, clothes, food, extracurricular activities, and car pooling. When all of these needs are to be bet simultaneously, it can be stressful and overwhelming so...
Need to Make a Loan Payment? Have Any Jewelry Lying Around?
We like to see people make the most of their resources. Unfortunately, far too many people struggle financially when unnecessary. If you find yourself choosing between making the minimum payment on a high interest loan and paying the electricity bill, something has to...