Helpful Money-Saving Tips for the Holidays

Nov 18, 2016 | Black Friday, Christmas, Holiday, On a budget, Save Money, Thanksgiving Sales

For over 20 years, we have offered comprehensive money management services to those in need of financial help. With the holidays quickly approaching, these loan experts know it’s the most important time of the year to get on top of your available funds. We are devoted to providing easy, innovative ways for you to get the money you need fast.

If you’re currently short on disposable income, start using these money-saving tips before the gift-giving season is in full swing:

  • Set Up A Holiday Fund: Whether you prefer a savings account or a piggy bank, the most important key to saving for the holidays is to start putting aside money in advance. By stockpiling small increments over a period of a few months, you’ll be able to siphon extra cash from your paychecks without feeling the burn all at once.
  • Make Your List & Check It Twice: Proactive planning is yet another great way to eliminate unpleasant surprises in your bank account this holiday season. Make a list of everyone you intend to buy a gift for—from family members and close friends to your child’s elementary school teachers—and put a note next to each name delineating the price point you want to spend. Gifts for some people are bound to be more expensive than others, but having a figure in your head this fall will allow you adequate time to prepare for your expected holiday budget.
  • Start Shopping Early: As the holiday inches closer, many stores will start to take advantage of your societal obligation to purchase gifts. By beginning your shopping before the holiday crowds take over, you can avoid higher prices and spread out your spending over a more reasonable amount of time. If you notice you’re beginning to rack up a larger number than you expected, your early shopping will also allow you the time to apply for a personal loan.

No matter what financial state you find yourself in this holiday season, we are ready and willing to help you get back on track. With locations in Delaware, Utah, Nevada, and California,  visit our location section to find a location nearest you.